✦ Bank import · Live prices · Global brands ✦

Watch every dollar,
every currency.

A premium personal budget tracker built for families, expats, and global earners. Import your bank statements, track investments live, and understand your finances at a glance.

🚀 Launch Free App See It In Action
$15 $25
FREE TO USE · PRO VERSION $15 ONE-TIME
No subscription ever
Pro Unlimited from $25
Works offline (PWA)
20+ currencies
Bank statement import
African banks supported
Live investment prices
14-day money-back guarantee
POCKET WATCHER DASHBOARD
Pocket Watcher
Pro $15
Dashboard
💰 Salary
📈 Investments
Transactions
🎯 Goals
Savings Rate
91% of income saved
Income
$13,673.40
April 2026
Expenses
$1,128.35
April 2026
Savings
$12,545.05
April 2026
Recent Transactions
Direct Deposit
Salary · 2026-04-15
+$6,836.70
Lidl sagt Danke
Food · 2026-04-28
-$47.32
Netflix.com
Entertainment · 2026-04-01
-$15.99
Live Preview

See it in action,
before you buy

Income
$13,673.40
April 2026
Expenses
$1,128.35
April 2026
Savings
$12,545.05
April 2026
Expense Breakdown · April 2026
Transport
$706.26
62.6%
Food
$318.39
28.2%
Travel
$64.03
5.7%
April 2026 Transactions
Auto-categorized from imported bank statement · Brand logos matched automatically
MCDONALD'S F24601
Food · 2026-04-27
-$8.50
SHELL OIL KAISERSLAUTERN
Transport · 2026-04-26
-$62.40
Kaufland Kaiserslautern
Food · 2026-04-23
-$44.18
Direct Deposit
Salary · 2026-04-15
+$6,836.70
Total Portfolio Value
$100,599.50
Invested: $66,650.00 ▲ $33,949.50 (+50.94%)
● Live prices · updated 09:17:04 AM · Auto-refresh every 30s
📈
Apple Inc. AAPL
10 units · Stock · 2025-01-15
$1,890.00
▲ $340.00 (+21.94%)
Bitcoin BTC
0.5 units · Crypto · 2025-03-01
$37,884.50
▲ $16,884.50 (+80.40%)
🗂️
S&P 500 ETF VOO
5 units · ETF · 2025-02-10
$2,325.00
▲ $225.00 (+10.71%)
Savings Goals
Emergency Fund
39%
$3,945 saved$10,000 goal
Vacation Fund
100% 🎉
$2,500 saved$2,500 goal
Exchange Rates vs USD · Live · 15 min
EUR €
1 USD = 0.8557
GBP £
1 USD = 0.7412
JPY ¥
1 USD = 160.08
$11,208.33
$134,500.00 / yr · $2,578.85 / wk
Primary Employment
$4,800 USD · biweekly
Weekly
$2,400.00
Monthly
$10,400.00
Annual ✦
$124,800
Freelance Consulting
$650 USD · monthly
Weekly
$150.00
Monthly ✦
$650.00
Annual
$7,800
Digital Products
$158 USD · weekly
Weekly ✦
$158.00
Monthly
$684.67
Annual
$8,216
What's included in Pro

Everything you need to
master your money

🏦
Bank Statement Import
Import CSV, Excel, or PDF statements from USAA, Chase, Schwab, Fidelity, GTBank, Equity Bank, Capitec, FNB, German banks, Polish banks and 30+ more globally. Auto-categorizes every transaction on import.
🏷️
Brand Logo Recognition
Automatically matches 500+ global brands from your statement descriptions McDonald's, Lidl, Netflix, Kaufland, Amazon and more and displays their logo next to each transaction.
📈
Live Investment Tracker
Stocks, ETFs, crypto, TSP, bonds and more prices refresh every 30 seconds. Import holdings directly from Webull, Fidelity, Schwab, Robinhood and 20+ brokerages.
📊
Smart Dashboard
Current month income, expenses, and savings. Clickable expense breakdown donut tap any category to see those transactions. Monthly bar chart with hover tooltips and 12-month history.
💰
Salary Planner
Add multiple income sources like your job, side hustles, and freelance work. Enter any pay frequency and see weekly, monthly, and annual equivalents automatically.
🎯
Multiple Savings Goals
Set unlimited goals vacation, emergency fund, new car. Confetti and a congratulations banner drop when you hit 100%.
🌍
30+ Live Currencies
Exchange rates auto-refresh every 15 minutes. Log transactions in any currency everything converts to your base automatically. Tap ↻ Refresh for instant live rates.
🔄
Duplicate Detection
Import the same statement twice? The app detects duplicates automatically and skips them your numbers stay accurate no matter how many times you import.
CSV Export
Download all your transactions as a clean CSV file. Perfect for accountants, tax records, or your own spreadsheet analysis.
📱
Install as App (PWA)
Add to your phone or desktop home screen and use it like a native app. Works offline. No App Store needed.
🌓
Dark & Light Mode
Sleek dark theme by default. Switch to a warm parchment light mode that's easy on the eyes your preference saves automatically.
⌨️
Keyboard Shortcuts
Press Enter to submit any form add transactions, save goals, add holdings, add income sources. Built for speed.
Supported Currencies

Built for a
truly borderless world

$ USD
EUR
£ GBP
¥ JPY
INR
NGN
R$ BRL
CA$ CAD
A$ AUD
Fr CHF
S$ SGD
R ZAR
د.إ AED
SAR
TRY
KRW
¥ CNY
MX$ MXN
kr SEK
kr NOK
KSh KES
GH₵ GHS
EGP
TSh TZS
USh UGX
CFA XOF
PLN
฿ THB
PHP
Rp IDR
RM MYR
Simple Pricing

One price,
own it forever

Free
$0
No card required · Start immediately
  • Budget tracker (USD only)
  • Income & expense logging
  • Basic dashboard
  • Recent transactions view
  • Bank statement import
  • Multi-currency support
  • Investment tracker
  • Salary planner
  • Savings goals
  • Live prices & exchange rates
🚀 Try The Pocket Watcher Free
Best Value
Pro Unlimited
$25
One-time · Free updates forever
Increases to $35 after first 100 customers
  • Everything in Pro
  • Debt Tracker — Avalanche & Snowball
  • Net Worth Timeline
  • Bill Calendar — recurring bills
  • Cash Flow Forecast — 3 months ahead
  • Budget Envelopes
  • All future Pro Unlimited features
Get Pro Unlimited — $25
All plans include a 14-day money-back guarantee. No questions asked.
What people say

Loved by families,
expats & investors

★★★★★
"Finally a budget app that supports Nigerian Naira and recognizes local merchants like Shoprite and Chicken Republic. The GTBank CSV import worked perfectly."
Chukwuemeka A.
Lagos, Nigeria
★★★★★
"The USAA import is flawless. It automatically categorizes everything even AAFES and the commissary. Haven't had to manually enter a transaction in months."
Marcus R.
Active Duty, Ramstein AB Germany
★★★★★
"I get paid in USD but live in Germany. The live EUR exchange rate and Lidl/Kaufland auto-categorization is exactly what I needed. No other app handles this."
Amara O.
Expat, Kaiserslautern
★★★★★
"The investment tracker updates every 30 seconds and the brokerage import saved me hours of manual entry. $15 is nothing for what this does."
Priya K.
Investor, Toronto
Getting Started

Up and running
in minutes

1
Purchase & Unlock
Complete your one-time $15 purchase on Gumroad. Your Pro access unlocks instantly no waiting, no account creation.
2
Open in Browser
Open app.html in Chrome, Safari, or Firefox. Or add to your home screen as a PWA works like a native app, offline too.
3
Import Your Statement
Download your monthly CSV from your bank and import it. Every transaction auto-categorizes and brand logos appear instantly.
4
Watch Your Money
Your dashboard shows the full picture current month spending, investment performance, savings goals, and live exchange rates.
Get Instant Access

One price.
Yours forever.

No subscriptions. No accounts needed. No data leaves your device. Pay once, own it forever including all future updates.

$15 $25
Buy Pro $15 or try The Pocket Watcher free first →
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14-day money-back guarantee no questions asked